SOLVED1247

explanation (a) Life insurance typically pays a benefit upon the death of the insured, so a cancer diagnosis might not trigger a life insurance payout unless the policy has specific provisions for critical illness or terminal illness benefits. (b) Trauma policies usually cover specified critical illnesses for the insured individuals. Coverage for a child’s illness may depend on the policy terms, and it’s advisable to check if children’s illnesses are included. (c) Total and Permanent Disability (TPD) policies usually have specific criteria for disability. Loss of a leg due to amputation could qualify, but it depends on the policy’s definition of disability. (d) Trauma policies are typically triggered by the insured’s critical illness, not the hospitalization of a family member. Juanita may not qualify for a benefit in this scenario. (e) Occupation categories for income protection policies depend on the nature of Aman and Juanita’s work. Usually, insurers categorize occupations based on risk factors associated with the job duties.
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